What is a retirement gap?
Your retirement gap is the difference between the income you'll need and the income your pension, Social Security and savings will actually provide. Most people have never seen that number. Many are surprised by it — in both directions.
What your analysis includes:
Your income picture.
Pension, Social Security and savings combined into one projected monthly income.
Your target.
The income you'll need to keep your lifestyle, adjusted for inflation.
Your gap.
Whether you're ahead, on track or short — and by how much.
"What if" scenarios.
How retiring a year or two later, saving a little more, or choosing a different pension option changes the picture.
Your options.
Practical ways to close any gap, explained side by side.
How it works:
Share a few basics.
A short form or a 20-minute call: age, target retirement date, pension estimate, savings balances.
I build your analysis.
Using professional retirement planning software, I model your income, needs and gap.
We review it together.
A Zoom meeting where I walk you through the results. No decisions, no pressure.
You decide what's next.
If there's a gap worth closing, we'll explore options at your pace. If you're on track, you'll leave with peace of mind.
What it costs:
Nothing. There is no fee and no obligation. You'll keep a copy of your report either way.